Insurance products under Saur Suraksha Yojna covers various risks associated with the life cycle of a solar energy plant such as – covers contractual liabilities of PV module manufacturers’ arising out of the performance and product warranty offered to buyers; these products also indemnify insured against costs and expenses necessary to fulfil its obligation under the warranty; providers cover to PV module buyers’ if manufacturer becomes insolvent; covers underperformance of solar modules on account of performance degradation of panel insured below the performance warranty due to – faulty manufacturing, material defects and material ageing beyond normal wear & tear and degradation; covers energy shortfall due to – unintentional error in calculation of target production, defect in insured energy installation etc.; and covers shortfall in deemed energy production due to lack of adequate solar irradiation among others.